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QR-bill invoicing for garages in Rafz: rules, deadlines, best practice

Delegate, digitalise or do it all yourself? Around QR-bill invoicing in Rafz, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Digitalising QR-bill invoicing: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

For an owner in Rafz, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

A well-structured SME chart of accounts

The test of a good chart of accounts is a single question: can the owner find the margins in three clicks? If not, the chart serves the tax office but not the business — even in Rafz.

The chart of accounts is also the hinge to VAT: every revenue account carries its rate (8.1%, 2.6%, 3.8% or exempt), every expense account its input-tax right. Set those attributes once in the tool and every subsequent return becomes reliable.

QR-bills and friction-free collections

Clear payment terms, a visible due date, exact details: half of late payments come from ambiguous invoices, not bad payers — the finding holds in Rafz too.

Reference discipline remains: an invoice issued without a structured reference — or paid by a client who truncates it — becomes a manual case again. Coaching recurring clients and keeping your own outgoing payments clean keeps the automation rate at the top.

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The Swiss legal frame for QR-bill invoicing

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of QR-bill invoicing converges on those three pages, in Rafz too.

The annual accounts (art. 958 CO) consist of the balance sheet, the income statement and the notes; they must be drawn up within six months of the year-end so the general meeting can approve them. A delay here cascades into the tax return and the final social insurance settlements.

Rafz: what changes, what does not

Sole proprietorship, Sàrl or SA in Rafz: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Zurich.

Rafz requires no special bookkeeping: the Code of Obligations applies at postal code 8197 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

Do you need a fiduciary for QR-bill invoicing, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Rafz.

How long must records related to QR-bill invoicing be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Rafz can therefore archive fully digitally.

Effective VAT method or net tax rate: how to choose?

The effective method deducts actual input VAT and files quarterly; the net tax rate method applies a flat industry rate to turnover, semi-annually, with no separate input VAT deduction. The flat rate suits low-cost structures; as investments grow, the effective method usually wins again. The choice rests on the company's own figures, in Rafz as anywhere.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Rafz.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates QR-bill invoicing for businesses in Rafz: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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