Team analysing financial charts around a table

Sole proprietorship alternatives in Bonaduz without the stress: how it works

Delegate, digitalise or do it all yourself? Around sole proprietorship in Bonaduz, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Choosing the structure: Sàrl, SA or sole proprietorship

Check the company name before any enthusiasm: availability in the commercial register, internet domain, possible trademark. Renaming later costs time and trust, in Bonaduz as elsewhere.

Incorporating in Bonaduz opens the same toolbox: banks, funds, fiduciaries and online tools work everywhere — the choice of seat is strategic, not technical, for sole proprietorship.

The Swiss legal frame for sole proprietorship

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of sole proprietorship converges on those three pages, in Bonaduz too.

One simple principle drives sole proprietorship: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Salaries and social contributions: the rates to know

Family allowances are financed by the employer through a cantonal compensation fund — rates and amounts vary from canton to canton, including in Bonaduz. They come on top of the federal social insurances and appear on every payslip.

For sole proprietorship, the monthly payslip is only the visible part: instalments to the funds, annual settlements and certificates form the real cycle, January to January.

Advisor handing a document and pen to a client

Digitalising sole proprietorship: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

For an SME in Bonaduz, the real gain of digitalised sole proprietorship shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

Bonaduz: what changes, what does not

Sole proprietorship, Sàrl or SA in Bonaduz: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Grisons.

Bonaduz requires no special bookkeeping: the Code of Obligations applies at postal code 7402 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Bonaduz.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Bonaduz, family allowances follow the canton's rates.

Do you need a fiduciary for sole proprietorship, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Bonaduz.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Bonaduz: the CO dictates it, not the commune.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates sole proprietorship for businesses in Bonaduz: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Sole proprietorship alternatives in Bonaduz | MyFiducia.ai