Advisor handing a document and pen to a client

Everything that matters about invoice scanning for painting contractors in Wäldi

Whether you run a Sàrl, an SA or a sole proprietorship in Wäldi, invoice scanning eventually lands on your desk. Here are the practical reference points — legal basis, deadlines and common pitfalls — to decide with a clear head.

Digitalising invoice scanning: what actually works

A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.

For an SME in Wäldi, the real gain of digitalised invoice scanning shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

The Swiss legal frame for invoice scanning

Whether a business sits in Wäldi or elsewhere in Switzerland, the same federal law applies — one of the strengths of the Swiss system for invoice scanning. Cantonal differences concentrate on taxation (rates, filing deadlines); bookkeeping itself follows art. 957 ff. CO everywhere.

One simple principle drives invoice scanning: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Outsource invoice scanning or keep it in-house?

Splitting roles clearly avoids duplication: the company captures documents and approves payments; the fiduciary checks postings, closes the year and defends the file before the authorities. Each side does what it does best — and nobody keys the same invoice twice.

In Wäldi, as everywhere, the right collaboration rhythm follows the activity: monthly for payroll and data entry, quarterly for VAT, yearly for the closing and tax advice.

Meeting in a bright conference room

QR-bills and friction-free collections

Since 30 September 2022, the QR-bill has fully replaced the old Swiss payment slips. The Swiss QR Code carries the IBAN (or QR-IBAN), the amount, the debtor and a structured reference: enough to match every incoming payment to its invoice automatically.

Reference discipline remains: an invoice issued without a structured reference — or paid by a client who truncates it — becomes a manual case again. Coaching recurring clients and keeping your own outgoing payments clean keeps the automation rate at the top.

Wäldi: what changes, what does not

Working with a fiduciary from Wäldi no longer depends on geography: the documents of a business in Wäldi are shared online, while the canton Thurgau keeps its own deadlines for the tax return.

Federal deadlines do not move in Wäldi: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 8564 changes nothing about those rules, only the sender's address.

Frequently asked questions

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Wäldi, family allowances follow the canton's rates.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Wäldi.

Effective VAT method or net tax rate: how to choose?

The effective method deducts actual input VAT and files quarterly; the net tax rate method applies a flat industry rate to turnover, semi-annually, with no separate input VAT deduction. The flat rate suits low-cost structures; as investments grow, the effective method usually wins again. The choice rests on the company's own figures, in Wäldi as anywhere.

Do you need a fiduciary for invoice scanning, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Wäldi.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates invoice scanning for businesses in Wäldi: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Invoice scanning for painting contractors in Wäldi