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Invoice scanning step by step in Bullet: what every SME should know

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on invoice scanning in Bullet: what the law requires, what can be automated, and when to delegate.

Digitalising invoice scanning: what actually works

Artificial intelligence has changed the economics of invoice scanning: automatic invoice reading reaches recognition rates that make manual entry marginal, and posting suggestions learn from corrections. The accountant does not disappear — the job shifts from data entry to control and advice.

The selection criterion for a tool is not the length of its feature list but the robustness of the daily flow: reliable bank imports, VAT computed correctly (8.1 / 2.6 / 3.8%), a complete audit trail from document to entry, and a clean export for the auditor or fiduciary. Everything else is secondary.

The Swiss legal frame for invoice scanning

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Bullet as anywhere.

Art. 957a CO requires complete, truthful and systematic recording of transactions, each entry backed by a supporting document. For invoice scanning, that means in practice: no movement without a receipt, and an audit trail that can be reconstructed at any time — including during a VAT or AHV inspection.

A well-structured SME chart of accounts

A chart of accounts gets documented: one description line per account (what, when, VAT) is enough for two people to post the same way. It is the quality manual of invoice scanning, valid in Bullet as anywhere.

For invoice scanning, a few well-chosen analytical accounts (by activity, by site) beat a forest of sub-accounts nobody ever reads.

Professional in a suit reviewing documents

QR-bills and friction-free collections

Instalments and partial payments are handled cleanly with distinct references per tranche: each collection finds its share, and the remaining balance stays correct at all times.

A business in Bullet can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

Bullet: what changes, what does not

Sole proprietorship, Sàrl or SA in Bullet: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Vaud.

Federal deadlines do not move in Bullet: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1452 changes nothing about those rules, only the sender's address.

Frequently asked questions

Do you need a fiduciary for invoice scanning, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Bullet.

How long must records related to invoice scanning be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Bullet can therefore archive fully digitally.

Does MyFiducia.ai work for a business based in Bullet?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Bullet manages its documents, VAT and exports exactly as anywhere in Switzerland.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Bullet as anywhere.

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MyFiducia.ai automates invoice scanning for businesses in Bullet: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.