This page inFRDEENAR

Team analysing financial charts around a table

Invoice scanning online in Thun: rules, deadlines, best practice

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on invoice scanning in Thun: what the law requires, what can be automated, and when to delegate.

Digitalising invoice scanning: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Thun as everywhere.

For an SME in Thun, the real gain of digitalised invoice scanning shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

QR-bills and friction-free collections

The QR-bill is generated from the accounts, not the other way round: the document is born with its reference, amount and due date already linked to the receivable entry — a clear win for SMEs in Thun.

A business in Thun can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

The Swiss legal frame for invoice scanning

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of invoice scanning converges on those three pages, in Thun too.

The law also settles the form: accounts may be kept in a national language or in English, on paper or electronically (art. 957a para. 5 CO). That pragmatism lets invoice scanning run entirely on digital tools — no paper binder is required.

Team analysing financial charts around a table

A well-structured SME chart of accounts

Account labels deserve as much care as numbers: “Third-party fees” says nothing, “Fiduciary fees” and “IT fees” say everything. Meaningful labels cut posting errors and make dashboards readable without a glossary.

For invoice scanning, the right granularity is decisive: enough accounts to steer the business (margins by activity, expenses by nature), few enough that every entry finds its place without hesitation. The VAT accounts (input VAT, VAT due) deserve special care — they are the basis of the annual reconciliation.

Thun: what changes, what does not

Working with a fiduciary from Thun no longer depends on geography: the documents of a business in Thun are shared online, while the canton Bern keeps its own deadlines for the tax return.

Federal deadlines do not move in Thun: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 3600 changes nothing about those rules, only the sender's address.

Frequently asked questions

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Thun too.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Thun.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Thun, family allowances follow the canton's rates.

How long must records related to invoice scanning be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Thun can therefore archive fully digitally.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates invoice scanning for businesses in Thun: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Invoice scanning online in Thun | MyFiducia.ai