Advisor handing a document and pen to a client

Accounting software in real time in Pura: rules, deadlines, best practice

Swiss accounting law (art. 957 ff. of the Code of Obligations) sets a precise frame, yet day-to-day practice often stays fuzzy. This guide walks through what actually matters for a business based in Pura.

Digitalising accounting software: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Pura as everywhere.

For an owner in Pura, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

The Swiss legal frame for accounting software

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Pura as anywhere.

Art. 957a CO requires complete, truthful and systematic recording of transactions, each entry backed by a supporting document. For accounting software, that means in practice: no movement without a receipt, and an audit trail that can be reconstructed at any time — including during a VAT or AHV inspection.

A well-structured SME chart of accounts

The test of a good chart of accounts is a single question: can the owner find the margins in three clicks? If not, the chart serves the tax office but not the business — even in Pura.

In an SME in Pura, the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Two people reviewing numerical reports

QR-bills and friction-free collections

Clear payment terms, a visible due date, exact details: half of late payments come from ambiguous invoices, not bad payers — the finding holds in Pura too.

For the debtors of a business in Pura, nothing changes on the payer's side: scan the code, confirm, pay. On the accounting software side, everything changes: the collection entry proposes itself, the receivables ledger updates continuously and reminders go out on exact balances.

Pura: what changes, what does not

Working with a fiduciary from Pura no longer depends on geography: the documents of a business in Pura are shared online, while the canton Ticino keeps its own deadlines for the tax return.

Federal deadlines do not move in Pura: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 6984 changes nothing about those rules, only the sender's address.

Frequently asked questions

What are the legal obligations for accounting software in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Pura: federal law applies.

How long must records related to accounting software be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Pura can therefore archive fully digitally.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Pura too.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Pura: the CO dictates it, not the commune.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting software for businesses in Pura: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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