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Accounting software for painting contractors in Lonay: rules, deadlines, best practice

Whether you run a Sàrl, an SA or a sole proprietorship in Lonay, accounting software eventually lands on your desk. Here are the practical reference points — legal basis, deadlines and common pitfalls — to decide with a clear head.

Digitalising accounting software: what actually works

Security is part of digitalisation: named access, tested backups, encryption of sensitive data. A digital accounting file is protected like a safe — because it is one.

The winning pair for accounting software: a single inbox (e-mail, scan, photo) and one simple rule — no document sits more than a few days without a proposed entry.

QR-bills and friction-free collections

Instalments and partial payments are handled cleanly with distinct references per tranche: each collection finds its share, and the remaining balance stays correct at all times.

For an SME in Lonay, receivables are an asset to manage: a weekly ageing balance, graduated reminders and a provision for doubtful cases — accounting software provides the numbers, discipline does the rest.

The Swiss legal frame for accounting software

In Switzerland, the duty to keep accounts stems from art. 957 ff. of the Code of Obligations. Legal entities (Sàrl, SA) and sole proprietorships with at least CHF 500,000 in revenue keep full accounts: balance sheet, income statement and notes. Below that threshold, a simplified record of income, expenses and assets is sufficient.

The good news: the Swiss frame is stable and predictable. Structure accounting software once — chart of accounts, document flow, calendar — and the same organisation pays off for years.

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A well-structured SME chart of accounts

Account labels deserve as much care as numbers: “Third-party fees” says nothing, “Fiduciary fees” and “IT fees” say everything. Meaningful labels cut posting errors and make dashboards readable without a glossary.

In an SME in Lonay, the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Lonay: what changes, what does not

Lonay (postal code 1027, canton Vaud) applies the same federal rules as the rest of the country: what changes in Lonay are the cantonal counterparts — tax administration, compensation office, commercial register.

For a business in Lonay, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Vaud.

Frequently asked questions

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Lonay.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Lonay.

What are the legal obligations for accounting software in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Lonay: federal law applies.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Lonay as everywhere in Switzerland.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting software for businesses in Lonay: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Accounting software for painting contractors in Lonay