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Accounting software required documents in Lohn (SH): the practical guide

Swiss accounting law (art. 957 ff. of the Code of Obligations) sets a precise frame, yet day-to-day practice often stays fuzzy. This guide walks through what actually matters for a business based in Lohn (SH).

Digitalising accounting software: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Lohn (SH) as everywhere.

The winning pair for accounting software: a single inbox (e-mail, scan, photo) and one simple rule — no document sits more than a few days without a proposed entry.

The Swiss legal frame for accounting software

AHV audits and VAT audits follow the same logic: start from the documents, trace to the entries, check consistency. A business in Lohn (SH) with a clean audit trail sails through these exercises.

The good news: the Swiss frame is stable and predictable. Structure accounting software once — chart of accounts, document flow, calendar — and the same organisation pays off for years.

A well-structured SME chart of accounts

Concretely, accounting software benefits from three tiers: balance-sheet accounts (classes 1-2) kept spotless for the closing, income accounts (classes 3-6) shaped for steering, and closing accounts (class 9) reserved for year-end entries. Each tier has its rhythm and its owner.

In an SME in Lohn (SH), the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Handshake during a business meeting, top view

QR-bills and friction-free collections

Clear payment terms, a visible due date, exact details: half of late payments come from ambiguous invoices, not bad payers — the finding holds in Lohn (SH) too.

For accounting software, the share of collections matched automatically is a metric worth watching: when it drops, it is almost always a matter of misused references.

Lohn (SH): what changes, what does not

Working with a fiduciary from Lohn (SH) no longer depends on geography: the documents of a business in Lohn (SH) are shared online, while the canton Schaffhausen keeps its own deadlines for the tax return.

For a business in Lohn (SH), that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Schaffhausen.

Frequently asked questions

What are the legal obligations for accounting software in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Lohn (SH): federal law applies.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Lohn (SH).

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Lohn (SH) as anywhere.

Do you need a fiduciary for accounting software, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Lohn (SH).

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting software for businesses in Lohn (SH): AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.