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Everything that matters about fiduciary services for SA companies in Oltingen

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on fiduciary services in Oltingen: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for fiduciary services

Swiss accounting law has been unified in the Code of Obligations since 2013: the same bookkeeping rules (art. 957a CO) and retention rules (art. 958f CO — 10 years for books, vouchers and reports) apply regardless of legal form. Fiduciary services sits squarely within this frame, including for companies based in Oltingen.

One simple principle drives fiduciary services: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Outsource fiduciary services or keep it in-house?

Splitting roles clearly avoids duplication: the company captures documents and approves payments; the fiduciary checks postings, closes the year and defends the file before the authorities. Each side does what it does best — and nobody keys the same invoice twice.

Three signals say it is time to delegate more: missed deadlines (VAT, AHV), entries running months behind, or an owner spending evenings on receipts instead of the business. Conversely, an SME equipped with modern software can safely take day-to-day entry back in-house.

Digitalising fiduciary services: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Oltingen as everywhere.

The winning pair for fiduciary services: a single inbox (e-mail, scan, photo) and one simple rule — no document sits more than a few days without a proposed entry.

Meeting in a bright conference room

A Swiss SME's accounting calendar

Every deadline has an owner: an obligation “of everyone” is kept by no one. Naming one person per deadline family (VAT, payroll, taxes) closes the gaps.

For fiduciary services, deadline discipline is worth real money: default interest on late VAT, AHV adjustments, tax fines. A shared deadline calendar — fed by up-to-date figures — remains the simplest safeguard.

Oltingen: what changes, what does not

Working with a fiduciary from Oltingen no longer depends on geography: the documents of a business in Oltingen are shared online, while the canton Basel-Country keeps its own deadlines for the tax return.

Federal deadlines do not move in Oltingen: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 4494 changes nothing about those rules, only the sender's address.

Frequently asked questions

Do you need a fiduciary for fiduciary services, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Oltingen.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Oltingen: the CO dictates it, not the commune.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Oltingen too.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Oltingen, family allowances follow the canton's rates.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates fiduciary services for businesses in Oltingen: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Fiduciary services for SA companies in Oltingen