Smiling advisor with a headset at their workstation

Fiduciary services for real estate in Eschlikon: the practical guide

Delegate, digitalise or do it all yourself? Around fiduciary services in Eschlikon, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

The Swiss legal frame for fiduciary services

Responsibility for the books is personal: in an SA, organising the accounting is one of the board's non-transferable duties (art. 716a CO); in a Sàrl, the managing directors carry the same duty. Outsourcing the execution never transfers that underlying responsibility, including for a company based in Eschlikon.

One simple principle drives fiduciary services: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Year-end closing: how the mechanics work

Accrual accounting is the technical heart of the closing: every income and every expense belongs to the year it economically concerns, regardless of the payment date. Rents paid in advance, insurance premiums straddling the date, supplier invoices arriving in January: all flow through accrual accounts.

The timetable is tight: accounts drawn up and approved by the general meeting within six months of the year-end. For fiduciary services, chasing missing documents from January (bank statements, contracts, insurance settlements) avoids the last-minute sprint and auditor reservations.

Digitalising fiduciary services: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Eschlikon as everywhere.

For an SME in Eschlikon, the real gain of digitalised fiduciary services shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

Two people reviewing numerical reports

Outsource fiduciary services or keep it in-house?

The scope goes down in writing: who enters data, who approves payments, who answers the tax office, who keeps the originals. Every “we'll see” at the start becomes a December misunderstanding — in Eschlikon as elsewhere.

For fiduciary services, the internal-external duo works when both sides see the same file: same entries, same documents, same deadlines. Misunderstandings are born from parallel copies.

Eschlikon: what changes, what does not

Working with a fiduciary from Eschlikon no longer depends on geography: the documents of a business in Eschlikon are shared online, while the canton Thurgau keeps its own deadlines for the tax return.

Federal deadlines do not move in Eschlikon: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 8360 changes nothing about those rules, only the sender's address.

Frequently asked questions

Do you need a fiduciary for fiduciary services, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Eschlikon.

Does MyFiducia.ai work for a business based in Eschlikon?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Eschlikon manages its documents, VAT and exports exactly as anywhere in Switzerland.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Eschlikon, family allowances follow the canton's rates.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Eschlikon.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates fiduciary services for businesses in Eschlikon: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Fiduciary services for real estate in Eschlikon