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Fiduciary services checklist in Täsch: the practical guide

Whether you run a Sàrl, an SA or a sole proprietorship in Täsch, fiduciary services eventually lands on your desk. Here are the practical reference points — legal basis, deadlines and common pitfalls — to decide with a clear head.

The Swiss legal frame for fiduciary services

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Täsch as anywhere.

Late books show from the outside: poorly calibrated tax instalments, provisional filings, slow answers to the bank. Staying current is also a matter of image.

A Swiss SME's accounting calendar

An accounting calendar only lives if it is shared: owner, in-house bookkeeper and fiduciary must see the same deadlines and the same status — the rule holds for every SME in Täsch.

For fiduciary services, two dates lock themselves in every year: the January salary declaration and the general meeting within six months — everything else is planned around them.

Outsource fiduciary services or keep it in-house?

Splitting roles clearly avoids duplication: the company captures documents and approves payments; the fiduciary checks postings, closes the year and defends the file before the authorities. Each side does what it does best — and nobody keys the same invoice twice.

Changing fiduciary is not a drama: the accounting data belongs to the company, and a clean export (entries, chart of accounts, linked documents) allows a transition at year-end. A provider who locks in a client's data says a lot about how it works.

Two people reviewing numerical reports

Year-end closing: how the mechanics work

Companies exceeding two of three thresholds for two consecutive years — CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions — move to an ordinary audit. Below that, the limited audit applies, and companies with no more than ten full-time positions on annual average can opt out with the consent of all shareholders.

The notes complete the figures: valuation principles, liabilities towards pension institutions, contingent liabilities, or the number of full-time positions. Careful notes reduce questions from the auditor and the banks.

Täsch: what changes, what does not

Täsch (postal code 3929, canton Valais) applies the same federal rules as the rest of the country: what changes in Täsch are the cantonal counterparts — tax administration, compensation office, commercial register.

Federal deadlines do not move in Täsch: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 3929 changes nothing about those rules, only the sender's address.

Frequently asked questions

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Täsch as anywhere.

Can fiduciary services be automated with AI?

Largely, yes: automatic document reading, posting suggestions, bank reconciliation via QR references and VAT exports. Human approval remains essential — AI prepares, the professional checks. That is exactly how MyFiducia.ai approaches fiduciary services.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Täsch, family allowances follow the canton's rates.

What are the legal obligations for fiduciary services in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Täsch: federal law applies.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates fiduciary services for businesses in Täsch: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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