Pen pointing at a bar chart on paper

QR-bill invoicing for startups in Vex: what every SME should know

QR-bill invoicing for startups in Vex raises the same questions for most Swiss SME owners: which obligations apply, which deadlines are running, which documents to prepare. This page covers the federal rules in force — without unnecessary jargon.

Digitalising QR-bill invoicing: what actually works

Automation is judged on the exceptions: what happens when the document is unreadable, the supplier unknown, the amount divergent? A good tool isolates those cases and lets a human decide fast — precious for teams in Vex.

For QR-bill invoicing, migrating history must not block the start: begin on day one of the current financial year and import the history later if needed.

QR-bills and friction-free collections

Technically, two routes coexist: the classic IBAN with an optional reference, or the QR-IBAN which requires a structured 27-position QR reference. Only the second route makes matching truly automatic — every payment carries the exact identifier of its invoice.

A business in Vex can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

The Swiss legal frame for QR-bill invoicing

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Vex as anywhere.

The law also settles the form: accounts may be kept in a national language or in English, on paper or electronically (art. 957a para. 5 CO). That pragmatism lets QR-bill invoicing run entirely on digital tools — no paper binder is required.

Team analysing financial charts around a table

Outsource QR-bill invoicing or keep it in-house?

Outsourcing does not exempt you from understanding: an owner who can read the balance sheet and the income statement challenges the fiduciary better — and pays for advice, not re-keying.

For QR-bill invoicing, the internal-external duo works when both sides see the same file: same entries, same documents, same deadlines. Misunderstandings are born from parallel copies.

Vex: what changes, what does not

Sole proprietorship, Sàrl or SA in Vex: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Valais.

Vex requires no special bookkeeping: the Code of Obligations applies at postal code 1981 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

Do you need a fiduciary for QR-bill invoicing, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Vex.

How much does QR-bill invoicing cost in Vex?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

How long must records related to QR-bill invoicing be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Vex can therefore archive fully digitally.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Vex.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates QR-bill invoicing for businesses in Vex: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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