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QR-bill invoicing for daycare centres in Onex: the practical guide

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on QR-bill invoicing in Onex: what the law requires, what can be automated, and when to delegate.

Digitalising QR-bill invoicing: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

For an owner in Onex, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

QR-bills and friction-free collections

Supplier invoices benefit from the same standard: the QR code is read on receipt, the payment is staged in e-banking with the desired due date, and the expense entry is proposed with the correct VAT. The purchase-payment-posting chain takes three moves.

A business in Onex can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

The Swiss legal frame for QR-bill invoicing

In Switzerland, the duty to keep accounts stems from art. 957 ff. of the Code of Obligations. Legal entities (Sàrl, SA) and sole proprietorships with at least CHF 500,000 in revenue keep full accounts: balance sheet, income statement and notes. Below that threshold, a simplified record of income, expenses and assets is sufficient.

One simple principle drives QR-bill invoicing: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Team analysing financial charts around a table

A well-structured SME chart of accounts

The same chart serves three readings: accounting (accuracy), tax (accepted adjustments) and management (margins by activity). Modern software produces all three views without double entry.

Standard numbering also enables automation: stable posting rules (same supplier, same account) make data entry predictable and the audit faster. Avoid changing the chart of accounts mid-year — migrate at the closing date, with a documented mapping table.

Onex: what changes, what does not

Working with a fiduciary from Onex no longer depends on geography: the documents of a business in Onex are shared online, while the canton Geneva keeps its own deadlines for the tax return.

Federal deadlines do not move in Onex: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1213 changes nothing about those rules, only the sender's address.

Frequently asked questions

How long must records related to QR-bill invoicing be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Onex can therefore archive fully digitally.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Onex.

What are the legal obligations for QR-bill invoicing in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Onex: federal law applies.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Onex, family allowances follow the canton's rates.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates QR-bill invoicing for businesses in Onex: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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