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QR-bill invoicing automation in Arch: the practical guide

Delegate, digitalise or do it all yourself? Around QR-bill invoicing in Arch, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Digitalising QR-bill invoicing: what actually works

A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.

Migrate in stages: supplier invoices first (high volume, immediate gain), then receivables with the QR-bill, finally payroll and the closing. At each stage, comparing one month before/after is enough to prove the gain — no theoretical promises needed.

A well-structured SME chart of accounts

Account labels deserve as much care as numbers: “Third-party fees” says nothing, “Fiduciary fees” and “IT fees” say everything. Meaningful labels cut posting errors and make dashboards readable without a glossary.

For a business in Arch, the Sterchi/Käfer structure also eases benchmarking: banks and fiduciaries reason on those standard classes to situate an SME's QR-bill invoicing.

QR-bills and friction-free collections

Electronic invoicing keeps advancing: the Swiss Confederation requires it from its suppliers for contracts from CHF 5,000, and more and more large Swiss companies ask for structured e-invoices rather than PDFs. Getting equipped early beats improvising under a client's deadline.

For QR-bill invoicing, invoicing fast changes everything: a service billed the week it is delivered gets paid noticeably earlier than a month-end batch invoice.

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The Swiss legal frame for QR-bill invoicing

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of QR-bill invoicing converges on those three pages, in Arch too.

One simple principle drives QR-bill invoicing: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Arch: what changes, what does not

Arch (postal code 3296, canton Bern) applies the same federal rules as the rest of the country: what changes in Arch are the cantonal counterparts — tax administration, compensation office, commercial register.

Arch requires no special bookkeeping: the Code of Obligations applies at postal code 3296 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Arch, family allowances follow the canton's rates.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Arch as anywhere.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Arch.

How much does QR-bill invoicing cost in Arch?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates QR-bill invoicing for businesses in Arch: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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