Everything that matters about e-invoicing for bakeries in Lommis
E-invoicing for bakeries in Lommis raises the same questions for most Swiss SME owners: which obligations apply, which deadlines are running, which documents to prepare. This page covers the federal rules in force — without unnecessary jargon.
Digitalising e-invoicing: what actually works
The classic digitalisation traps are avoidable: scanning without quality control (unreadable records), stacking disconnected tools (double entry in disguise), or neglecting access rights. One single flow from document to entry, with clear roles, beats five shiny apps.
Electronic archiving is fully recognised: Swiss bookkeeping regulation admits electronic retention of records provided integrity and readability are guaranteed for the 10 years of art. 958f CO. A paper binder is no longer an obligation — provided the archiving system is serious.
QR-bills and friction-free collections
Since 30 September 2022, the QR-bill has fully replaced the old Swiss payment slips. The Swiss QR Code carries the IBAN (or QR-IBAN), the amount, the debtor and a structured reference: enough to match every incoming payment to its invoice automatically.
Used properly, the QR reference removes most manual debtor ticking. For e-invoicing, that means reminders triggered on reliable data and continuously readable cash flow — no more waiting for month-end to know who has paid.
The Swiss legal frame for e-invoicing
A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Lommis as anywhere.
Also worth knowing: accounts may be drawn up in the currency most relevant to the business; if that is not the franc, values must additionally be stated in CHF (art. 958d para. 3 CO). Internationally active companies gain books that match their economic reality.
Outsource e-invoicing or keep it in-house?
A good test before choosing: ask the fiduciary HOW it wants to receive the documents. A precise answer (formats, frequency, platform) says more than any brochure — including in Lommis.
A business in Lommis can combine the models: internal day-to-day entry, monthly external supervision, closing and taxes with the specialist — e-invoicing splits very well.
Lommis: what changes, what does not
Working with a fiduciary from Lommis no longer depends on geography: the documents of a business in Lommis are shared online, while the canton Thurgau keeps its own deadlines for the tax return.
Federal deadlines do not move in Lommis: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 9506 changes nothing about those rules, only the sender's address.
Frequently asked questions
When must a business register for VAT?
As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Lommis as everywhere in Switzerland.
What are the current Swiss VAT rates?
Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Lommis.
Which social contributions does a Swiss employer pay?
AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Lommis, family allowances follow the canton's rates.
Does MyFiducia.ai work for a business based in Lommis?
Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Lommis manages its documents, VAT and exports exactly as anywhere in Switzerland.
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Switch to accounting that keeps itself up to date
MyFiducia.ai automates e-invoicing for businesses in Lommis: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.
The application is operated in French.