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Accounting outsourcing fees in Chancy: the practical guide

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on accounting outsourcing in Chancy: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for accounting outsourcing

In Switzerland, the duty to keep accounts stems from art. 957 ff. of the Code of Obligations. Legal entities (Sàrl, SA) and sole proprietorships with at least CHF 500,000 in revenue keep full accounts: balance sheet, income statement and notes. Below that threshold, a simplified record of income, expenses and assets is sufficient.

The law also settles the form: accounts may be kept in a national language or in English, on paper or electronically (art. 957a para. 5 CO). That pragmatism lets accounting outsourcing run entirely on digital tools — no paper binder is required.

Year-end closing: how the mechanics work

The order of operations matters: reconciliations first (bank, cash, receivables, payables), then the closing entries, finally the VAT and AHV consistency checks. Reversing the order means starting over.

A well-ordered closing file speeds everything up: bank statements at the closing date, a signed inventory, final AHV/LPP/accident settlements, new or amended contracts, and support for the accruals. Accounting outsourcing in Chancy then finishes in days, not weeks.

Digitalising accounting outsourcing: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Chancy as everywhere.

An SME in Chancy that digitalises gains owner time first: less filing, fewer “where is that receipt?” questions, more attention to the trade — that is the real return of accounting outsourcing.

Smiling team looking at a laptop

Outsource accounting outsourcing or keep it in-house?

Outsourcing accounting outsourcing to a fiduciary frees up time and secures compliance; keeping it in-house preserves a continuous view and costs less in fees. The best answer is often hybrid: the company captures and digitises as it goes, the fiduciary supervises, closes the books and represents the company before the authorities.

For accounting outsourcing, the internal-external duo works when both sides see the same file: same entries, same documents, same deadlines. Misunderstandings are born from parallel copies.

Chancy: what changes, what does not

Sole proprietorship, Sàrl or SA in Chancy: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Geneva.

Federal deadlines do not move in Chancy: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1284 changes nothing about those rules, only the sender's address.

Frequently asked questions

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Chancy, family allowances follow the canton's rates.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Chancy as anywhere.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Chancy too.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Chancy.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting outsourcing for businesses in Chancy: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.