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Everything that matters about LPP pension reporting for law firms in Cossonay

LPP pension reporting for law firms in Cossonay rests on three pillars: federal law that applies across Switzerland, cantonal deadlines worth knowing, and tools that eliminate re-keying. This guide puts it all in order, fact by fact.

The Swiss legal frame for LPP pension reporting

For an owner in Cossonay, the question is never “do we need accounts?” but “at what level of detail?”. The CO sets the floor; the bank, the tax office and the shareholders set the rest.

One simple principle drives LPP pension reporting: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Outsource LPP pension reporting or keep it in-house?

The scope goes down in writing: who enters data, who approves payments, who answers the tax office, who keeps the originals. Every “we'll see” at the start becomes a December misunderstanding — in Cossonay as elsewhere.

A business in Cossonay is no longer limited to fiduciaries in its canton: with a shared online platform, collaboration works remotely, documents and entries visible to both sides in real time. The choice widens to all of Switzerland — competence becomes the criterion again, not the postcode.

Salaries and social contributions: the rates to know

Family allowances are financed by the employer through a cantonal compensation fund — rates and amounts vary from canton to canton, including in Cossonay. They come on top of the federal social insurances and appear on every payslip.

For LPP pension reporting, the monthly payslip is only the visible part: instalments to the funds, annual settlements and certificates form the real cycle, January to January.

Pen pointing at a bar chart on paper

Digitalising LPP pension reporting: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

For an SME in Cossonay, the real gain of digitalised LPP pension reporting shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

Cossonay: what changes, what does not

Cossonay (postal code 1304, canton Vaud) applies the same federal rules as the rest of the country: what changes in Cossonay are the cantonal counterparts — tax administration, compensation office, commercial register.

Federal deadlines do not move in Cossonay: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1304 changes nothing about those rules, only the sender's address.

Frequently asked questions

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Cossonay, family allowances follow the canton's rates.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Cossonay: the CO dictates it, not the commune.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Cossonay as anywhere.

Do you need a fiduciary for LPP pension reporting, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Cossonay.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates LPP pension reporting for businesses in Cossonay: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    LPP pension reporting for law firms in Cossonay