SA incorporation for Sàrl companies in Trub: the practical guide
Swiss accounting law (art. 957 ff. of the Code of Obligations) sets a precise frame, yet day-to-day practice often stays fuzzy. This guide walks through what actually matters for a business based in Trub.
Choosing the structure: Sàrl, SA or sole proprietorship
Settling in Trub does not change federal law, but the canton shapes what follows: profit and capital tax rates, family allowances, possible start-up support. Comparing seriously before fixing the seat can pay off — moving a company later costs more.
From day one, three administrative tracks open: affiliation to an AHV compensation office, review of VAT liability (CHF 100,000 threshold) and setting up the accounts. Handling SA incorporation from the first month costs far less than reconstructing a whole year in December.
Salaries and social contributions: the rates to know
Absences are managed upstream: illness, accident, military service or maternity trigger allowances (APG, insurance) that replace part of the salary. Clean absence records are the basis of correct settlements, in Trub as elsewhere.
An employer in Trub does well to fix payday on a set day of the month: funds, employees and cash flow organise around it, and SA incorporation becomes routine instead of a sprint.
Digitalising SA incorporation: what actually works
A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.
The selection criterion for a tool is not the length of its feature list but the robustness of the daily flow: reliable bank imports, VAT computed correctly (8.1 / 2.6 / 3.8%), a complete audit trail from document to entry, and a clean export for the auditor or fiduciary. Everything else is secondary.
The Swiss legal frame for SA incorporation
A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Trub as anywhere.
For SA incorporation, the classic early mistake remains mixing private and business: a dedicated bank account and documented private withdrawals eliminate half the discussions with the tax office.
Trub: what changes, what does not
Sole proprietorship, Sàrl or SA in Trub: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Bern.
Federal deadlines do not move in Trub: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 3556 changes nothing about those rules, only the sender's address.
Frequently asked questions
How long must records related to SA incorporation be kept?
Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Trub can therefore archive fully digitally.
Can SA incorporation be automated with AI?
Largely, yes: automatic document reading, posting suggestions, bank reconciliation via QR references and VAT exports. Human approval remains essential — AI prepares, the professional checks. That is exactly how MyFiducia.ai approaches SA incorporation.
What is simplified bookkeeping and who can use it?
Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Trub.
Which social contributions does a Swiss employer pay?
AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Trub, family allowances follow the canton's rates.
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Switch to accounting that keeps itself up to date
MyFiducia.ai automates SA incorporation for businesses in Trub: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.
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