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SA incorporation for IT companies in Stettfurt: what every SME should know

SA incorporation for IT companies in Stettfurt rests on three pillars: federal law that applies across Switzerland, cantonal deadlines worth knowing, and tools that eliminate re-keying. This guide puts it all in order, fact by fact.

Choosing the structure: Sàrl, SA or sole proprietorship

A Sàrl requires CHF 20,000 of fully paid-in capital; an SA CHF 100,000 of which at least CHF 50,000 paid in. Both require a notarised deed and entry in the commercial register. A sole proprietorship arises from mere activity — registration only becomes mandatory from CHF 100,000 of annual revenue.

A Sàrl and an SA must also appoint an auditor, unless they opt out (no more than ten full-time positions on annual average and unanimous shareholder consent). Many young companies start without one, then appoint an auditor when growth or investors demand it.

The Swiss legal frame for SA incorporation

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Stettfurt as anywhere.

The law also settles the form: accounts may be kept in a national language or in English, on paper or electronically (art. 957a para. 5 CO). That pragmatism lets SA incorporation run entirely on digital tools — no paper binder is required.

Swiss VAT: rates, threshold and filings

Three rates coexist in Switzerland: 8.1% for most supplies, 2.6% for everyday essentials and 3.8% for accommodation. Businesses staying under CHF 100,000 a year are exempt from registration but may opt in voluntarily — useful to reclaim input VAT on investments.

Input VAT deduction is the flip side of VAT charged: tax paid on purchases and investments comes back through the return, receipt in hand. Rigorous entry of supplier invoices therefore translates directly into cash.

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Salaries and social contributions: the rates to know

Hiring the first employee triggers everything at once: affiliation to AHV and LPP funds, accident insurance, family allowances, working-time rules. A complete payroll file from day one avoids catch-ups.

For SA incorporation, the monthly payslip is only the visible part: instalments to the funds, annual settlements and certificates form the real cycle, January to January.

Stettfurt: what changes, what does not

Sole proprietorship, Sàrl or SA in Stettfurt: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Thurgau.

Federal deadlines do not move in Stettfurt: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 9507 changes nothing about those rules, only the sender's address.

Frequently asked questions

What are the legal obligations for SA incorporation in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Stettfurt: federal law applies.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Stettfurt.

Do you need a fiduciary for SA incorporation, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Stettfurt.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Stettfurt too.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates SA incorporation for businesses in Stettfurt: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    SA incorporation for IT companies in Stettfurt — Swiss guide