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Everything that matters about accounting pricing in Croy

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on accounting in Croy: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for accounting

For an owner in Croy, the question is never “do we need accounts?” but “at what level of detail?”. The CO sets the floor; the bank, the tax office and the shareholders set the rest.

Art. 957a CO requires complete, truthful and systematic recording of transactions, each entry backed by a supporting document. For accounting, that means in practice: no movement without a receipt, and an audit trail that can be reconstructed at any time — including during a VAT or AHV inspection.

A Swiss SME's accounting calendar

The professionals' trick: handle every deadline at D-30, not D-1. A VAT return prepared a month early leaves time to chase a missing document without penalty.

For accounting, two dates lock themselves in every year: the January salary declaration and the general meeting within six months — everything else is planned around them.

Digitalising accounting: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Croy as everywhere.

The winning pair for accounting: a single inbox (e-mail, scan, photo) and one simple rule — no document sits more than a few days without a proposed entry.

Two people reviewing numerical reports

Outsource accounting or keep it in-house?

Outsourcing accounting to a fiduciary frees up time and secures compliance; keeping it in-house preserves a continuous view and costs less in fees. The best answer is often hybrid: the company captures and digitises as it goes, the fiduciary supervises, closes the books and represents the company before the authorities.

For accounting, a quarterly 30-minute check-in with the fiduciary beats an annual marathon: questions get handled while they are small.

Croy: what changes, what does not

Working with a fiduciary from Croy no longer depends on geography: the documents of a business in Croy are shared online, while the canton Vaud keeps its own deadlines for the tax return.

Croy requires no special bookkeeping: the Code of Obligations applies at postal code 1322 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Croy too.

Effective VAT method or net tax rate: how to choose?

The effective method deducts actual input VAT and files quarterly; the net tax rate method applies a flat industry rate to turnover, semi-annually, with no separate input VAT deduction. The flat rate suits low-cost structures; as investments grow, the effective method usually wins again. The choice rests on the company's own figures, in Croy as anywhere.

How much does accounting cost in Croy?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Croy: the CO dictates it, not the commune.

Also worth reading

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting for businesses in Croy: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.