Handshake during a business meeting, top view

Real estate accounting paperless in Fahy: the practical guide

Real estate accounting paperless in Fahy raises the same questions for most Swiss SME owners: which obligations apply, which deadlines are running, which documents to prepare. This page covers the federal rules in force — without unnecessary jargon.

The Swiss legal frame for real estate accounting

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of real estate accounting converges on those three pages, in Fahy too.

For real estate accounting, the classic early mistake remains mixing private and business: a dedicated bank account and documented private withdrawals eliminate half the discussions with the tax office.

A Swiss SME's accounting calendar

January: salary declaration to the compensation office and salary certificates. End of February, May, August, November: quarterly VAT returns (effective method), each to be filed and paid within 60 days after the quarter ends. Within six months of year-end: approved annual accounts. Then: the tax return under cantonal deadlines, with extensions possible.

For real estate accounting, two dates lock themselves in every year: the January salary declaration and the general meeting within six months — everything else is planned around them.

A well-structured SME chart of accounts

Shareholder current accounts demand strict hygiene: every private withdrawal documented, interest at the rates accepted by the tax administration, and a clean-up at closing.

For real estate accounting, a few well-chosen analytical accounts (by activity, by site) beat a forest of sub-accounts nobody ever reads.

Two people reviewing numerical reports

Digitalising real estate accounting: what actually works

Automation is judged on the exceptions: what happens when the document is unreadable, the supplier unknown, the amount divergent? A good tool isolates those cases and lets a human decide fast — precious for teams in Fahy.

For real estate accounting, migrating history must not block the start: begin on day one of the current financial year and import the history later if needed.

Fahy: what changes, what does not

Fahy (postal code 2916, canton Jura) applies the same federal rules as the rest of the country: what changes in Fahy are the cantonal counterparts — tax administration, compensation office, commercial register.

Federal deadlines do not move in Fahy: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 2916 changes nothing about those rules, only the sender's address.

Frequently asked questions

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Fahy as everywhere in Switzerland.

Effective VAT method or net tax rate: how to choose?

The effective method deducts actual input VAT and files quarterly; the net tax rate method applies a flat industry rate to turnover, semi-annually, with no separate input VAT deduction. The flat rate suits low-cost structures; as investments grow, the effective method usually wins again. The choice rests on the company's own figures, in Fahy as anywhere.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Fahy too.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Fahy, family allowances follow the canton's rates.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates real estate accounting for businesses in Fahy: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Real estate accounting paperless in Fahy | MyFiducia.ai