Team analysing financial charts around a table

Real estate accounting for taxi operators in Saint-George: the practical guide

Whether you run a Sàrl, an SA or a sole proprietorship in Saint-George, real estate accounting eventually lands on your desk. Here are the practical reference points — legal basis, deadlines and common pitfalls — to decide with a clear head.

The Swiss legal frame for real estate accounting

In Switzerland, the duty to keep accounts stems from art. 957 ff. of the Code of Obligations. Legal entities (Sàrl, SA) and sole proprietorships with at least CHF 500,000 in revenue keep full accounts: balance sheet, income statement and notes. Below that threshold, a simplified record of income, expenses and assets is sufficient.

One simple principle drives real estate accounting: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

A well-structured SME chart of accounts

Nearly all Swiss SMEs rely on the standard SME chart of accounts (Sterchi/Käfer): classes 1 (assets) to 9 (closing), with revenue in class 3 and expenses in classes 4 to 6. Using this standard structure makes conversations with your fiduciary, auditor and tax administration far easier.

For a business in Saint-George, the Sterchi/Käfer structure also eases benchmarking: banks and fiduciaries reason on those standard classes to situate an SME's real estate accounting.

Digitalising real estate accounting: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

Migrate in stages: supplier invoices first (high volume, immediate gain), then receivables with the QR-bill, finally payroll and the closing. At each stage, comparing one month before/after is enough to prove the gain — no theoretical promises needed.

Team analysing financial charts around a table

Outsource real estate accounting or keep it in-house?

A fiduciary's cost depends first on the quality of the data received: digitised, filed, reconciled documents are processed fast; a box of loose receipts is billed by the hour. Improving the internal preparation of real estate accounting lowers fees more surely than any negotiation.

For real estate accounting, a quarterly 30-minute check-in with the fiduciary beats an annual marathon: questions get handled while they are small.

Saint-George: what changes, what does not

Sole proprietorship, Sàrl or SA in Saint-George: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Vaud.

Federal deadlines do not move in Saint-George: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1188 changes nothing about those rules, only the sender's address.

Frequently asked questions

How much does real estate accounting cost in Saint-George?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

Does MyFiducia.ai work for a business based in Saint-George?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Saint-George manages its documents, VAT and exports exactly as anywhere in Switzerland.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Saint-George.

How long must records related to real estate accounting be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Saint-George can therefore archive fully digitally.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates real estate accounting for businesses in Saint-George: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Real estate accounting for taxi operators in Saint-George