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Real estate accounting for cleaning companies in Lancy: what every SME should know

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on real estate accounting in Lancy: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for real estate accounting

For an owner in Lancy, the question is never “do we need accounts?” but “at what level of detail?”. The CO sets the floor; the bank, the tax office and the shareholders set the rest.

The good news: the Swiss frame is stable and predictable. Structure real estate accounting once — chart of accounts, document flow, calendar — and the same organisation pays off for years.

A Swiss SME's accounting calendar

Three families of deadlines shape the year: federal (VAT within 60 days, salary declaration in January), cantonal (tax return, extensions depending on the canton, including in Lancy) and internal (closing, general meeting within six months). Mixing them up is the leading cause of delays.

For real estate accounting, year-end is prepared in October: last invoices, investment decisions, provisions to assess — December is too late to act, January is for recording.

Digitalising real estate accounting: what actually works

Accounting digitalisation always follows the same path: capture documents at the source (photo or PDF upload), let automatic recognition extract supplier, amount, date and VAT, approve the proposed entries, then archive each document linked to its entry. Every step removes a re-keying — and therefore an error source.

Migrate in stages: supplier invoices first (high volume, immediate gain), then receivables with the QR-bill, finally payroll and the closing. At each stage, comparing one month before/after is enough to prove the gain — no theoretical promises needed.

Handshake during a business meeting, top view

Outsource real estate accounting or keep it in-house?

Responsibility stays with the client: the fiduciary executes with care, but the signed accounts bind the company. Understanding what you sign is not optional.

A business in Lancy can combine the models: internal day-to-day entry, monthly external supervision, closing and taxes with the specialist — real estate accounting splits very well.

Lancy: what changes, what does not

Sole proprietorship, Sàrl or SA in Lancy: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Geneva.

For a business in Lancy, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Geneva.

Frequently asked questions

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Lancy.

Do you need a fiduciary for real estate accounting, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Lancy.

How much does real estate accounting cost in Lancy?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Lancy, family allowances follow the canton's rates.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates real estate accounting for businesses in Lancy: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Real estate accounting for cleaning companies in Lancy