Advisor handing a document and pen to a client

Real estate accounting for medical practices in Radelfingen explained simply

Delegate, digitalise or do it all yourself? Around real estate accounting in Radelfingen, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

The Swiss legal frame for real estate accounting

In Switzerland, the duty to keep accounts stems from art. 957 ff. of the Code of Obligations. Legal entities (Sàrl, SA) and sole proprietorships with at least CHF 500,000 in revenue keep full accounts: balance sheet, income statement and notes. Below that threshold, a simplified record of income, expenses and assets is sufficient.

One simple principle drives real estate accounting: every franc in or out must be explainable by a document, an entry and an account. All of Swiss accounting law fits inside that traceability requirement.

Digitalising real estate accounting: what actually works

Security is part of digitalisation: named access, tested backups, encryption of sensitive data. A digital accounting file is protected like a safe — because it is one.

For an SME in Radelfingen, the real gain of digitalised real estate accounting shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

A Swiss SME's accounting calendar

An accounting calendar only lives if it is shared: owner, in-house bookkeeper and fiduciary must see the same deadlines and the same status — the rule holds for every SME in Radelfingen.

The useful reflex: date every obligation the moment it arises. An employee hired means AHV/LPP deadlines created; VAT registration means a filing cycle set; a closing date fixed means backward planning of the close. Well organised, the real estate accounting calendar fills itself.

Team analysing financial charts around a table

A well-structured SME chart of accounts

The test of a good chart of accounts is a single question: can the owner find the margins in three clicks? If not, the chart serves the tax office but not the business — even in Radelfingen.

The chart of accounts is also the hinge to VAT: every revenue account carries its rate (8.1%, 2.6%, 3.8% or exempt), every expense account its input-tax right. Set those attributes once in the tool and every subsequent return becomes reliable.

Radelfingen: what changes, what does not

Sole proprietorship, Sàrl or SA in Radelfingen: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Bern.

Federal deadlines do not move in Radelfingen: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 3036 changes nothing about those rules, only the sender's address.

Frequently asked questions

How long must records related to real estate accounting be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Radelfingen can therefore archive fully digitally.

Which documents should be prepared for the year-end closing?

Bank and cash statements at the closing date, the inventory of stock and work in progress, final AHV/LPP/accident settlements, contracts signed or amended during the year, invoices straddling two years and the detail of accruals. With an up-to-date document archive, most of it is already there. The list is identical in Radelfingen: the CO dictates it, not the commune.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Radelfingen too.

Does MyFiducia.ai work for a business based in Radelfingen?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Radelfingen manages its documents, VAT and exports exactly as anywhere in Switzerland.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates real estate accounting for businesses in Radelfingen: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Real estate accounting for medical practices in Radelfingen