Real estate accounting with AI in Berg (TG): rules, deadlines, best practice
Delegate, digitalise or do it all yourself? Around real estate accounting in Berg (TG), every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.
The Swiss legal frame for real estate accounting
Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of real estate accounting converges on those three pages, in Berg (TG) too.
Art. 957a CO requires complete, truthful and systematic recording of transactions, each entry backed by a supporting document. For real estate accounting, that means in practice: no movement without a receipt, and an audit trail that can be reconstructed at any time — including during a VAT or AHV inspection.
A Swiss SME's accounting calendar
January: salary declaration to the compensation office and salary certificates. End of February, May, August, November: quarterly VAT returns (effective method), each to be filed and paid within 60 days after the quarter ends. Within six months of year-end: approved annual accounts. Then: the tax return under cantonal deadlines, with extensions possible.
An SME in Berg (TG) that holds its calendar twelve months straight changes its position: fewer official reminders, easier extensions — and real estate accounting stops being a source of worry.
A well-structured SME chart of accounts
The same chart serves three readings: accounting (accuracy), tax (accepted adjustments) and management (margins by activity). Modern software produces all three views without double entry.
For a business in Berg (TG), the Sterchi/Käfer structure also eases benchmarking: banks and fiduciaries reason on those standard classes to situate an SME's real estate accounting.
Digitalising real estate accounting: what actually works
Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Berg (TG) as everywhere.
An SME in Berg (TG) that digitalises gains owner time first: less filing, fewer “where is that receipt?” questions, more attention to the trade — that is the real return of real estate accounting.
Berg (TG): what changes, what does not
Berg (TG) (postal code 8572, canton Thurgau) applies the same federal rules as the rest of the country: what changes in Berg (TG) are the cantonal counterparts — tax administration, compensation office, commercial register.
Berg (TG) requires no special bookkeeping: the Code of Obligations applies at postal code 8572 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.
Frequently asked questions
When must a business register for VAT?
As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Berg (TG) as everywhere in Switzerland.
What are the current Swiss VAT rates?
Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Berg (TG).
Which social contributions does a Swiss employer pay?
AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Berg (TG), family allowances follow the canton's rates.
When is entry in the commercial register mandatory?
A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Berg (TG) too.
Also worth reading
In neighbouring municipalities
Switch to accounting that keeps itself up to date
MyFiducia.ai automates real estate accounting for businesses in Berg (TG): AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.
The application is operated in French.