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Online accounting paperless in Baden: the practical guide

Online accounting paperless in Baden rests on three pillars: federal law that applies across Switzerland, cantonal deadlines worth knowing, and tools that eliminate re-keying. This guide puts it all in order, fact by fact.

Digitalising online accounting: what actually works

Automation is judged on the exceptions: what happens when the document is unreadable, the supplier unknown, the amount divergent? A good tool isolates those cases and lets a human decide fast — precious for teams in Baden.

For an owner in Baden, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

Outsource online accounting or keep it in-house?

The scope goes down in writing: who enters data, who approves payments, who answers the tax office, who keeps the originals. Every “we'll see” at the start becomes a December misunderstanding — in Baden as elsewhere.

For online accounting, a quarterly 30-minute check-in with the fiduciary beats an annual marathon: questions get handled while they are small.

QR-bills and friction-free collections

Instalments and partial payments are handled cleanly with distinct references per tranche: each collection finds its share, and the remaining balance stays correct at all times.

For online accounting, invoicing fast changes everything: a service billed the week it is delivered gets paid noticeably earlier than a month-end batch invoice.

Advisor handing a document and pen to a client

The Swiss legal frame for online accounting

Swiss accounting law has been unified in the Code of Obligations since 2013: the same bookkeeping rules (art. 957a CO) and retention rules (art. 958f CO — 10 years for books, vouchers and reports) apply regardless of legal form. Online accounting sits squarely within this frame, including for companies based in Baden.

The law also settles the form: accounts may be kept in a national language or in English, on paper or electronically (art. 957a para. 5 CO). That pragmatism lets online accounting run entirely on digital tools — no paper binder is required.

Baden: what changes, what does not

Working with a fiduciary from Baden no longer depends on geography: the documents of a business in Baden are shared online, while the canton Aargau keeps its own deadlines for the tax return.

For a business in Baden, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Aargau.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Baden.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Baden.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Baden as everywhere in Switzerland.

How long must records related to online accounting be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Baden can therefore archive fully digitally.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates online accounting for businesses in Baden: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

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