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Online accounting for architecture firms in Arch: what every SME should know

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on online accounting in Arch: what the law requires, what can be automated, and when to delegate.

Digitalising online accounting: what actually works

Security is part of digitalisation: named access, tested backups, encryption of sensitive data. A digital accounting file is protected like a safe — because it is one.

An SME in Arch that digitalises gains owner time first: less filing, fewer “where is that receipt?” questions, more attention to the trade — that is the real return of online accounting.

QR-bills and friction-free collections

Reminders work best graduated: a neutral first reminder, a firm second, then formal notice — each generated from exact balances, never from memory.

Reference discipline remains: an invoice issued without a structured reference — or paid by a client who truncates it — becomes a manual case again. Coaching recurring clients and keeping your own outgoing payments clean keeps the automation rate at the top.

The Swiss legal frame for online accounting

A small business does not mean small obligations: from the first salary or the first VAT return, mistakes get expensive — in Arch as anywhere.

The good news: the Swiss frame is stable and predictable. Structure online accounting once — chart of accounts, document flow, calendar — and the same organisation pays off for years.

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A well-structured SME chart of accounts

A good chart of accounts tells the story of the business: classes 1 and 2 describe what it owns and owes, class 3 what it sells, classes 4 to 6 what it consumes. Private accounts (sole proprietorships) and shareholder current accounts (Sàrl/SA) must stay spotless: they are the first thing examined in a tax audit.

In an SME in Arch, the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Arch: what changes, what does not

Sole proprietorship, Sàrl or SA in Arch: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Bern.

For a business in Arch, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Bern.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Arch.

Does MyFiducia.ai work for a business based in Arch?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Arch manages its documents, VAT and exports exactly as anywhere in Switzerland.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Arch too.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Arch as everywhere in Switzerland.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates online accounting for businesses in Arch: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Online accounting for architecture firms in Arch