Pen pointing at a bar chart on paper

Online accounting legal obligations in Lonay: rules, deadlines, best practice

Delegate, digitalise or do it all yourself? Around online accounting in Lonay, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Digitalising online accounting: what actually works

A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.

For an SME in Lonay, the real gain of digitalised online accounting shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

The Swiss legal frame for online accounting

AHV audits and VAT audits follow the same logic: start from the documents, trace to the entries, check consistency. A business in Lonay with a clean audit trail sails through these exercises.

Also worth knowing: accounts may be drawn up in the currency most relevant to the business; if that is not the franc, values must additionally be stated in CHF (art. 958d para. 3 CO). Internationally active companies gain books that match their economic reality.

Outsource online accounting or keep it in-house?

A good test before choosing: ask the fiduciary HOW it wants to receive the documents. A precise answer (formats, frequency, platform) says more than any brochure — including in Lonay.

A clear mandate agreement states who does what by when: document handover, posting deadlines, filing calendar, and responsibility for delays. A shared platform (same data, same document archive) between the company and its fiduciary eliminates binder ping-pong and duplicate entry.

Team analysing financial charts around a table

QR-bills and friction-free collections

Reminders work best graduated: a neutral first reminder, a firm second, then formal notice — each generated from exact balances, never from memory.

Reference discipline remains: an invoice issued without a structured reference — or paid by a client who truncates it — becomes a manual case again. Coaching recurring clients and keeping your own outgoing payments clean keeps the automation rate at the top.

Lonay: what changes, what does not

Sole proprietorship, Sàrl or SA in Lonay: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Vaud.

Federal deadlines do not move in Lonay: VAT within 60 days, salary declaration in January, 10-year record retention — postal code 1027 changes nothing about those rules, only the sender's address.

Frequently asked questions

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Lonay as anywhere.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Lonay.

Does MyFiducia.ai work for a business based in Lonay?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Lonay manages its documents, VAT and exports exactly as anywhere in Switzerland.

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Lonay.

Also worth reading

In neighbouring municipalities

Switch to accounting that keeps itself up to date

MyFiducia.ai automates online accounting for businesses in Lonay: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Online accounting legal obligations in Lonay | MyFiducia.ai