Team analysing financial charts around a table

Online accounting required documents in Furna: what every SME should know

Online accounting required documents in Furna rests on three pillars: federal law that applies across Switzerland, cantonal deadlines worth knowing, and tools that eliminate re-keying. This guide puts it all in order, fact by fact.

Digitalising online accounting: what actually works

Access for the fiduciary, the auditor and employees is set by roles: view, enter, approve, close. Well-set rights protect the data and speed up collaboration.

For online accounting, migrating history must not block the start: begin on day one of the current financial year and import the history later if needed.

QR-bills and friction-free collections

Instalments and partial payments are handled cleanly with distinct references per tranche: each collection finds its share, and the remaining balance stays correct at all times.

Used properly, the QR reference removes most manual debtor ticking. For online accounting, that means reminders triggered on reliable data and continuously readable cash flow — no more waiting for month-end to know who has paid.

A well-structured SME chart of accounts

A chart of accounts gets documented: one description line per account (what, when, VAT) is enough for two people to post the same way. It is the quality manual of online accounting, valid in Furna as anywhere.

Standard numbering also enables automation: stable posting rules (same supplier, same account) make data entry predictable and the audit faster. Avoid changing the chart of accounts mid-year — migrate at the closing date, with a documented mapping table.

Handshake during a business meeting, top view

Outsource online accounting or keep it in-house?

Splitting roles clearly avoids duplication: the company captures documents and approves payments; the fiduciary checks postings, closes the year and defends the file before the authorities. Each side does what it does best — and nobody keys the same invoice twice.

For online accounting, the internal-external duo works when both sides see the same file: same entries, same documents, same deadlines. Misunderstandings are born from parallel copies.

Furna: what changes, what does not

Sole proprietorship, Sàrl or SA in Furna: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Grisons.

For a business in Furna, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Grisons.

Frequently asked questions

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Furna as anywhere.

Does MyFiducia.ai work for a business based in Furna?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Furna manages its documents, VAT and exports exactly as anywhere in Switzerland.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Furna as everywhere in Switzerland.

What are the legal obligations for online accounting in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Furna: federal law applies.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates online accounting for businesses in Furna: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.