Advisor handing a document and pen to a client

Social security contributions for architecture firms in Krattigen explained simply

Social security contributions for architecture firms in Krattigen rests on three pillars: federal law that applies across Switzerland, cantonal deadlines worth knowing, and tools that eliminate re-keying. This guide puts it all in order, fact by fact.

The Swiss legal frame for social security contributions

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of social security contributions converges on those three pages, in Krattigen too.

For social security contributions, the classic early mistake remains mixing private and business: a dedicated bank account and documented private withdrawals eliminate half the discussions with the tax office.

A Swiss SME's accounting calendar

An accounting calendar only lives if it is shared: owner, in-house bookkeeper and fiduciary must see the same deadlines and the same status — the rule holds for every SME in Krattigen.

For a business in Krattigen, an isolated delay can be caught up; a structural delay is paid in interest, fines and stress. The difference between the two: a system, not good intentions.

Digitalising social security contributions: what actually works

A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.

For social security contributions, migrating history must not block the start: begin on day one of the current financial year and import the history later if needed.

Team analysing financial charts around a table

Salaries and social contributions: the rates to know

A Swiss salary reads in three columns: gross, employee social deductions, employer contributions. Confusing them distorts cost prices — and quotes from businesses in Krattigen.

An employer in Krattigen does well to fix payday on a set day of the month: funds, employees and cash flow organise around it, and social security contributions becomes routine instead of a sprint.

Krattigen: what changes, what does not

Working with a fiduciary from Krattigen no longer depends on geography: the documents of a business in Krattigen are shared online, while the canton Bern keeps its own deadlines for the tax return.

For a business in Krattigen, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Bern.

Frequently asked questions

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Krattigen too.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Krattigen as everywhere in Switzerland.

How long must records related to social security contributions be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Krattigen can therefore archive fully digitally.

What are the legal obligations for social security contributions in Switzerland?

The foundation is the Code of Obligations: proper bookkeeping (art. 957a CO), annual accounts (balance sheet, income statement, notes) and 10-year retention of books and records (art. 958f CO). VAT applies from CHF 100,000 of turnover, and social insurance settlements from the first employee. Nothing is different in Krattigen: federal law applies.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates social security contributions for businesses in Krattigen: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Social security contributions in Krattigen