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Social security contributions cost in Berlingen: what every SME should know

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on social security contributions in Berlingen: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for social security contributions

AHV audits and VAT audits follow the same logic: start from the documents, trace to the entries, check consistency. A business in Berlingen with a clean audit trail sails through these exercises.

For social security contributions, the classic early mistake remains mixing private and business: a dedicated bank account and documented private withdrawals eliminate half the discussions with the tax office.

Outsource social security contributions or keep it in-house?

The scope goes down in writing: who enters data, who approves payments, who answers the tax office, who keeps the originals. Every “we'll see” at the start becomes a December misunderstanding — in Berlingen as elsewhere.

A clear mandate agreement states who does what by when: document handover, posting deadlines, filing calendar, and responsibility for delays. A shared platform (same data, same document archive) between the company and its fiduciary eliminates binder ping-pong and duplicate entry.

A Swiss SME's accounting calendar

An accounting calendar only lives if it is shared: owner, in-house bookkeeper and fiduciary must see the same deadlines and the same status — the rule holds for every SME in Berlingen.

For social security contributions, two dates lock themselves in every year: the January salary declaration and the general meeting within six months — everything else is planned around them.

Pen pointing at a bar chart on paper

Digitalising social security contributions: what actually works

Security is part of digitalisation: named access, tested backups, encryption of sensitive data. A digital accounting file is protected like a safe — because it is one.

For an SME in Berlingen, the real gain of digitalised social security contributions shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

Berlingen: what changes, what does not

Berlingen (postal code 8267, canton Thurgau) applies the same federal rules as the rest of the country: what changes in Berlingen are the cantonal counterparts — tax administration, compensation office, commercial register.

Berlingen requires no special bookkeeping: the Code of Obligations applies at postal code 8267 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Berlingen.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Berlingen as everywhere in Switzerland.

Do you need a fiduciary for social security contributions, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Berlingen.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Berlingen.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates social security contributions for businesses in Berlingen: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Social security contributions cost in Berlingen