Pen pointing at a bar chart on paper

Social security contributions alternatives in Commugny without the stress: how it works

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on social security contributions in Commugny: what the law requires, what can be automated, and when to delegate.

The Swiss legal frame for social security contributions

AHV audits and VAT audits follow the same logic: start from the documents, trace to the entries, check consistency. A business in Commugny with a clean audit trail sails through these exercises.

The good news: the Swiss frame is stable and predictable. Structure social security contributions once — chart of accounts, document flow, calendar — and the same organisation pays off for years.

A Swiss SME's accounting calendar

An accounting calendar only lives if it is shared: owner, in-house bookkeeper and fiduciary must see the same deadlines and the same status — the rule holds for every SME in Commugny.

For social security contributions, year-end is prepared in October: last invoices, investment decisions, provisions to assess — December is too late to act, January is for recording.

Digitalising social security contributions: what actually works

Digitising does not mean hoarding PDFs: without the document-entry link, a digital file is as opaque as a box of archives — true in Commugny as everywhere.

For an SME in Commugny, the real gain of digitalised social security contributions shows day to day: no paper pile at month-end, VAT prepared continuously, and an owner reading today's figures rather than last quarter's.

Handshake during a business meeting, top view

Outsource social security contributions or keep it in-house?

The scope goes down in writing: who enters data, who approves payments, who answers the tax office, who keeps the originals. Every “we'll see” at the start becomes a December misunderstanding — in Commugny as elsewhere.

For social security contributions, a quarterly 30-minute check-in with the fiduciary beats an annual marathon: questions get handled while they are small.

Commugny: what changes, what does not

Sole proprietorship, Sàrl or SA in Commugny: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Vaud.

Commugny requires no special bookkeeping: the Code of Obligations applies at postal code 1291 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Commugny as anywhere.

What are the current Swiss VAT rates?

Since 1 January 2024: 8.1% (standard), 2.6% (reduced — for example food and medicines) and 3.8% (accommodation). Returns must be filed and paid within 60 days after the period ends (quarterly under the effective method, semi-annually under the net tax rate method). These federal rates apply unchanged in Commugny.

Do you need a fiduciary for social security contributions, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Commugny.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Commugny too.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates social security contributions for businesses in Commugny: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Social security contributions alternatives in Commugny