Advisor handing a document and pen to a client

Accounting automation for e-commerce in Paudex explained simply

Between VAT, social contributions and the year-end close, a Swiss SME juggles dozens of deadlines a year. This page focuses on accounting automation in Paudex: what the law requires, what can be automated, and when to delegate.

Digitalising accounting automation: what actually works

Automation is judged on the exceptions: what happens when the document is unreadable, the supplier unknown, the amount divergent? A good tool isolates those cases and lets a human decide fast — precious for teams in Paudex.

The winning pair for accounting automation: a single inbox (e-mail, scan, photo) and one simple rule — no document sits more than a few days without a proposed entry.

The Swiss legal frame for accounting automation

AHV audits and VAT audits follow the same logic: start from the documents, trace to the entries, check consistency. A business in Paudex with a clean audit trail sails through these exercises.

The annual accounts (art. 958 CO) consist of the balance sheet, the income statement and the notes; they must be drawn up within six months of the year-end so the general meeting can approve them. A delay here cascades into the tax return and the final social insurance settlements.

A well-structured SME chart of accounts

The test of a good chart of accounts is a single question: can the owner find the margins in three clicks? If not, the chart serves the tax office but not the business — even in Paudex.

For accounting automation, a few well-chosen analytical accounts (by activity, by site) beat a forest of sub-accounts nobody ever reads.

Advisor handing a document and pen to a client

Outsource accounting automation or keep it in-house?

Splitting roles clearly avoids duplication: the company captures documents and approves payments; the fiduciary checks postings, closes the year and defends the file before the authorities. Each side does what it does best — and nobody keys the same invoice twice.

A business in Paudex can combine the models: internal day-to-day entry, monthly external supervision, closing and taxes with the specialist — accounting automation splits very well.

Paudex: what changes, what does not

Paudex (postal code 1094, canton Vaud) applies the same federal rules as the rest of the country: what changes in Paudex are the cantonal counterparts — tax administration, compensation office, commercial register.

For a business in Paudex, that means VAT returns identical to anywhere in Switzerland, but a tax return and family allowances governed by the canton Vaud.

Frequently asked questions

Does MyFiducia.ai work for a business based in Paudex?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Paudex manages its documents, VAT and exports exactly as anywhere in Switzerland.

How long must records related to accounting automation be kept?

Ten years from the end of the financial year concerned (art. 958f CO). Electronic retention is permitted if the integrity and readability of the records are guaranteed — a serious digital archive validly replaces paper binders. A business in Paudex can therefore archive fully digitally.

What is the difference between a limited and an ordinary audit?

The ordinary audit applies to companies exceeding, for two consecutive years, two of three thresholds: CHF 20 million balance sheet total, CHF 40 million revenue, 250 full-time positions. Others fall under the limited audit, and those with no more than ten full-time positions on annual average can opt out with all shareholders' consent. These federal thresholds do not depend on the registered seat — in Paudex as anywhere.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Paudex, family allowances follow the canton's rates.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting automation for businesses in Paudex: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.