Team analysing financial charts around a table

Accounting records archiving for cleaning companies in Thônex: rules, deadlines, best practice

Delegate, digitalise or do it all yourself? Around accounting records archiving in Thônex, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Digitalising accounting records archiving: what actually works

A serious accounting document archive links every record to its entry, timestamps versions and logs access — exactly what Swiss bookkeeping regulation expects from probative electronic retention. Chronological filing by financial year becomes an automatic by-product.

Migrate in stages: supplier invoices first (high volume, immediate gain), then receivables with the QR-bill, finally payroll and the closing. At each stage, comparing one month before/after is enough to prove the gain — no theoretical promises needed.

QR-bills and friction-free collections

Electronic invoicing keeps advancing: the Swiss Confederation requires it from its suppliers for contracts from CHF 5,000, and more and more large Swiss companies ask for structured e-invoices rather than PDFs. Getting equipped early beats improvising under a client's deadline.

A business in Thônex can collect by QR-bill even without sophisticated software: what matters is that every incoming payment finds its invoice, manually or automatically.

The Swiss legal frame for accounting records archiving

Three documents summarise the health of a Swiss business: the balance sheet (what it owns), the income statement (what it earns) and the notes (what else you should know). All the work of accounting records archiving converges on those three pages, in Thônex too.

Art. 957a CO requires complete, truthful and systematic recording of transactions, each entry backed by a supporting document. For accounting records archiving, that means in practice: no movement without a receipt, and an audit trail that can be reconstructed at any time — including during a VAT or AHV inspection.

Collaborative desk with laptops and documents, top view

A well-structured SME chart of accounts

Nearly all Swiss SMEs rely on the standard SME chart of accounts (Sterchi/Käfer): classes 1 (assets) to 9 (closing), with revenue in class 3 and expenses in classes 4 to 6. Using this standard structure makes conversations with your fiduciary, auditor and tax administration far easier.

In an SME in Thônex, the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Thônex: what changes, what does not

Thônex (postal code 1226, canton Geneva) applies the same federal rules as the rest of the country: what changes in Thônex are the cantonal counterparts — tax administration, compensation office, commercial register.

Thônex requires no special bookkeeping: the Code of Obligations applies at postal code 1226 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

Does MyFiducia.ai work for a business based in Thônex?

Yes: the platform runs online, the rules applied are federal (VAT, CO, AHV), and the file can be shared with any fiduciary. A business in Thônex manages its documents, VAT and exports exactly as anywhere in Switzerland.

Which social contributions does a Swiss employer pay?

AHV/IV/APG: 5.3% employer share (the same is withheld from the employee); unemployment insurance: 1.1% each up to CHF 148,200 a year; occupational pension (LPP) by age and plan (employer at least 50%); occupational accident insurance paid by the employer; family allowances by canton. For an employer in Thônex, family allowances follow the canton's rates.

How much does accounting records archiving cost in Thônex?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

When must a business register for VAT?

As soon as its worldwide annual turnover reaches CHF 100,000 (CHF 250,000 for non-profit sports or cultural associations). Below that, voluntary registration remains possible and often makes sense to reclaim input VAT on investments. The threshold is federal: it applies in Thônex as everywhere in Switzerland.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting records archiving for businesses in Thônex: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.

    Accounting records archiving in Thônex