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Accounting records archiving step by step in Arbon: the practical guide

Delegate, digitalise or do it all yourself? Around accounting records archiving in Arbon, every SME draws its own line. The reference points below — federal law, cantonal practice and lessons from the field — help you place the cursor well.

Digitalising accounting records archiving: what actually works

Security is part of digitalisation: named access, tested backups, encryption of sensitive data. A digital accounting file is protected like a safe — because it is one.

For an owner in Arbon, a dashboard only has value if the data is fresh: automating data entry means, first of all, buying up-to-date information about your own business.

Outsource accounting records archiving or keep it in-house?

A good test before choosing: ask the fiduciary HOW it wants to receive the documents. A precise answer (formats, frequency, platform) says more than any brochure — including in Arbon.

For accounting records archiving, a quarterly 30-minute check-in with the fiduciary beats an annual marathon: questions get handled while they are small.

The Swiss legal frame for accounting records archiving

Whether a business sits in Arbon or elsewhere in Switzerland, the same federal law applies — one of the strengths of the Swiss system for accounting records archiving. Cantonal differences concentrate on taxation (rates, filing deadlines); bookkeeping itself follows art. 957 ff. CO everywhere.

The annual accounts (art. 958 CO) consist of the balance sheet, the income statement and the notes; they must be drawn up within six months of the year-end so the general meeting can approve them. A delay here cascades into the tax return and the final social insurance settlements.

Advisor handing a document and pen to a client

A well-structured SME chart of accounts

A chart of accounts gets documented: one description line per account (what, when, VAT) is enough for two people to post the same way. It is the quality manual of accounting records archiving, valid in Arbon as anywhere.

In an SME in Arbon, the chart of accounts is also a delegation tool: clear posting rules let a non-accountant prepare most entries without error.

Arbon: what changes, what does not

Sole proprietorship, Sàrl or SA in Arbon: the AHV contact remains the competent compensation office, and taxes follow the scales of the canton Thurgau.

Arbon requires no special bookkeeping: the Code of Obligations applies at postal code 9320 as everywhere else, and a well-kept digital file transfers smoothly to any auditor in the canton.

Frequently asked questions

What is simplified bookkeeping and who can use it?

Sole proprietorships and partnerships under CHF 500,000 of revenue may limit themselves to recording income, expenses and assets (art. 957 para. 2 CO). Once over the threshold — or upon founding a Sàrl or an SA — full accounts with balance sheet, income statement and notes become mandatory. The CHF 500,000 threshold is assessed the same way in Arbon.

How much does accounting records archiving cost in Arbon?

It depends on document volume, the number of salaries and VAT complexity — no serious figure can be quoted without examining the file. Two levers cut the bill everywhere: digitised, well-filed receipts and software that prepares entries instead of having them re-keyed.

When is entry in the commercial register mandatory?

A Sàrl and an SA only come into existence with their registration. A sole proprietorship must register from CHF 100,000 of annual revenue; below that, registration stays voluntary but adds credibility and protects the business name. Registration goes through the canton's commercial register office — for Arbon too.

Do you need a fiduciary for accounting records archiving, or can you do it yourself?

Both are defensible. Below CHF 500,000 of revenue, a sole proprietorship may keep simplified accounts itself. As soon as payroll, VAT and a closing with tax stakes are involved, professional support prevents mistakes that cost more than the fees. With a shared platform, the fiduciary does not even need to be in Arbon.

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Switch to accounting that keeps itself up to date

MyFiducia.ai automates accounting records archiving for businesses in Arbon: AI-read documents, posting suggestions, VAT and exports ready for your fiduciary. Try the platform or browse our other guides.

The application is operated in French.